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You can get instrument insurance through the musicians union. It might be possible to insure vintage instruments as antiques, or heirlooms rather than musical instruments. Instruments a re less likely to stay home than antiques,and therefor higher theft risk. _________________________________________________________________ Get FREE Web site and company branded e-mail from Microsoft Office Live http://clk.atdmt.com/MRT/go/mcrssaub0050001411mrt/direct/01/